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FundiWangu SACCO Ltd Built by fundis. Built for life.

Financial Engine of Kenya's Artisan Economy

FundiWangu SACCO embeds savings into the wage cycle, providing affordable credit and long-term financial stability to fundis, technicians, and construction workers across all 47 counties.

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10%Mandatory wage savings
2–3xSavings loan limit
47Counties (national reach)

Save as you earn.

  • Mandatory 10% wage savings
  • Voluntary top-ups via M-Pesa
  • Digital, transparent, real-time tracking
  • Affordable loans at 2–3x savings
See Year 1 projections →

Built on the FUNDIWANGU Ecosystem

"FundiWangu SACCO Ltd is a national savings and credit cooperative society designed to become the financial engine of Kenya's artisan economy."

Why we exist

Fundis face irregular income, predatory lenders, and zero safety nets. FundiWangu SACCO transforms this reality by embedding savings directly into the wage cycle and offering fair, accessible loans.

  • Structured savings and disciplined financial habits
  • Affordable, predictable credit
  • Digital transparency and real-time tracking
  • A national community of empowered fundis

Quick links

Company Overview

Member-owned, digitally enabled, and anchored in the FUNDIWANGU ecosystem.

Who we are

FundiWangu SACCO Ltd is a member-owned cooperative that provides savings, credit, and financial empowerment services to fundis and workers within the FUNDIWANGU ecosystem.

Operating from Marsabit Plaza, Ngong Road, Nairobi, we reach all 47 counties through digital systems and county-level mobilization.

Mission

To promote savings, provide affordable credit, and enhance the financial well-being of fundis across Kenya through a trusted, transparent, and digitally enabled SACCO.

Purpose & History

FundiWangu Ltd began as a platform connecting fundis to work opportunities. Over time, it became clear that fundis needed more than jobs—they needed financial structure. The SACCO was formed to fill this gap, leveraging the trust, data, and community already built by FUNDIWANGU.

Financial goals

  • Achieve operational sustainability within 12 months
  • Grow savings and loan portfolio steadily
  • Maintain strong liquidity and compliance
  • Build reserves for long-term stability

Savings & Loan Products

Designed around the realities of fundis, artisans, and construction workers.

Loan Calculator

Estimate how much you can borrow and your monthly repayment.

Indicative only. Actual terms are set by the SACCO AGM and loan policy.

Estimated Loan Details

Maximum Loan Amount: KES 0

Estimated Monthly Repayment: KES 0

Total Payable: KES 0

Market & Positioning

Serving Kenya's most underserved yet essential workforce.

Who we serve

  • Artisans & fundis (primary segment)
  • Technicians (electricians, plumbers, welders)
  • Construction workers and small contractors
  • Youth in vocational training
  • FundiWangu staff and corporate partners

Kenya's SACCO sector has over 14 million members and assets exceeding KES 1 trillion, yet the artisan and construction sector remains financially underserved.

Strengths

  • Built-in member base from FUNDIWANGU
  • Digital wage-linked savings
  • Strong brand trust
  • National reach with low operational costs

Opportunities

  • Huge untapped artisan market
  • County partnerships
  • Tool financing & insurance products
  • Vocational training financing

Operating Model

Digitally enabled, wage-linked, and member-centered.

Order Fulfillment

  • Savings deducted automatically from wages
  • Loans processed weekly by the Loan Committee
  • Disbursement via M-Pesa
  • Digital ledger for all transactions

Payment Systems & Technology

  • M-Pesa Paybill and bank deposits
  • Wage-linked repayment
  • Digital SACCO management system
  • Integration with FUNDIWANGU wage platform
  • SMS notifications & cloud-based backup

People & Governance

The SACCO is governed by Management Committee and Operations handled by aprofessional team led by a professional team:

  • SACCO Manager
  • Accountant
  • Loans Officer
  • Field Mobilizers

Financial Plan & Projections

Disciplined growth anchored in member savings.

Capital & Revenue

  • Starting share capital
  • Contributors: FundiWangu Ltd, founders, and members (minimum 2 shares each)
  • Revenue streams: loan interest, membership fees, penalties, and future investment income

Key expenses

  • Registration and compliance
  • Audit fees
  • Office support & system setup
  • Member education and financial literacy

Year 1 Projections

  • Members: 200–300
  • Monthly savings: KES 300,000–600,000
  • Loan portfolio: KES 2–4 million
  • Expected surplus by Month 10–12

Charts are indicative and animated using frontend data. Replace with real SACCO MIS data later.

Join FundiWangu SACCO

A SACCO built for fundis, by fundis.

How we recruit members

  • Leverage FUNDIWANGU's existing database of fundis and artisans
  • Recruit through job assignments and site activations
  • Incentivize referrals and build county chapters
  • Run financial literacy workshops and "Fundi of the Month" recognition

Membership interest form

Contact & Location

Let's build a stronger financial future for fundis together.

Office & Reach

Head Office:
Marsabit Plaza, Ngong Road, Nairobi, Kenya

Scope:
National reach across all 47 counties through digital systems and county-level mobilization.

Email:
info@fundiwangusacco.com

Phone:
+254 753 112 222

Quick message

Member Login

Placeholder for future integration with SACCO MIS and FUNDIWANGU wage platform.